×
EarnifiEarnOS runs ero, a rewards app where verified adults get paid for completing brand missions.
For Earnifi, we bring in US workers who learn how early pay works, download the app and connect their payroll and bank. Earnifi pays a fixed price for each verified result, and every user also joins a qualified audience Earnifi can remarket to.
Deep intelligence
Brands that use Connect acquire higher LTV customers due to superior verified targeting.
Connect is our point of difference. Users link their apps with consent, so we pre-qualify your audience and Earnifi can pay more for high-value users.
Users of these pay-later and early pay apps already manage cash between paychecks, making them the strongest targets for Earnifi.
Included in the CAC, at no extra cost.
Activation: two missions, one path
Mission 1 teaches how Earnifi works and ends with a new account. Mission 2 unlocks once Mission 1 is complete and takes the user through payroll and bank set-up. Each takes about 5 minutes and pays out instantly.
EarnifiMISSION 1The user learns how early pay works, then downloads Earnifi and creates an account.
EarnifiMISSION 2Offered only to users who completed Mission 1, to take them from new account to ready to use.
Each account and connection is confirmed with a tamper-proof receipt from the user’s own Earnifi account. Earnifi pays for verified users and nothing else.
Every ero user is KYC-verified. Missions run only in US states where Earnifi pay advances are available.
Each user opens their own Earnifi account, so the relationship and first-party data stay with Earnifi.
Spend is capped at the agreed budget. Once it’s reached, missions stop.
Rewards and CAC to be confirmed. Connect is included in the CAC.
Budget and CAC to be confirmed
A fixed-budget test at a fixed cost per verified set-up user, covering both missions.
Geo: US, 18+. Excludes CA, CO, CT, DC, IN, KS, MD, MN, MO, NV, NY, SC, UT and VT, where pay advances aren’t offered. Figures will be confirmed in the mission agreement.
Month 1 sets the baseline. Months 2 and 3 are budgeted from what Month 1 shows.
Missions 1 and 2 and Connect go live, with ongoing communication and performance stats shared with Earnifi.
Rewards and the Mission 1 to Mission 2 hand-off are tuned toward users who complete set-up. Connect data sharpens who sees the missions.
Volume grows on what works, and Earnifi remarkets to a qualified audience that grows as spend grows. New missions can open for Split Rent or Instant Pay.